Speciality:
“Karl Kramer is an insurance business economist (DVA) in HDI Versicherungsbüro Düsseldorf. The team has a combined 100 years of professional experience and consists of eight employees. They are not only the ideal contact for private and corporate customers. They also offer first-class insurance concepts for architects, engineers, tax consultants, auditors and lawyers. They offer you complex and well-founded advice, which can also be provided online and therefore, regardless of location.
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2025 Update: The agency specialises in insurance, pensions and risk management. They help you avoid common mistakes, realistically assess risks, and plan measures that are perfectly tailored to your individual circumstances.”






