Speciality:
“Karl Kramer is an insurance business economist (DVA) in HDI Versicherungsbüro Düsseldorf. The team comprises eight employees with a combined 100 years of professional experience. They are not only the ideal contact for private and corporate customers. They also offer first-class insurance concepts for architects, engineers, tax consultants, auditors and lawyers. They deliver complex, professional advice, also available via online consultations for clients anywhere.
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2026 Update: The agency specialises in insurance, pensions and risk management. Their services include guidance to avoid mistakes, realistic risk assessment, and planning measures customised to individual needs.”






